Disclaimer

MALLON CAPITAL PARTNERS

Effective Date: April 2026


General

This website (this "Site") has been prepared by Mallon Capital Partners ("Mallon," "we," "our," or "us") to provide a high-level overview of Mallon, aspects of its operational and investment programs and processes, and certain private funds it manages, including MC Specialty Finance Opportunities Fund II, LP (the "Fund" and, together with Mallon's other current and future funds, the "Funds"). This Site has been prepared for and provided to the visitor (the "Recipient") for informational purposes only.

Not an Offer or Solicitation

This Site does not constitute an offer to sell or a solicitation to buy any securities in any fund, including any Funds advised by Mallon, or a recommendation to enter into any transaction, and may not be relied upon in connection with any offer or sale of securities. Any such offer or solicitation may only be made pursuant to the Confidential Private Placement Memorandum (or similar document) for each Fund, which will be provided only to qualified offerees, will supersede any information provided on this Site, and should be carefully reviewed prior to investing in such Fund. This Site does not create any obligation on Mallon or the Funds to consider any offer. By accessing this Site, the Recipient will be deemed to represent that they possess, either individually or through their advisers, sufficient investment expertise to understand the risks involved in any purchase or sale of any financial instruments discussed herein.

In the event of any inconsistency between the information contained on this Site and the applicable offering documents, the offering documents shall control.

Investment Risks

Because this Site is limited in scope, it does not contain all material terms pertinent to an investment decision, including important disclosures of conflicts and risk factors associated with any investment or Funds discussed herein. This Site in and of itself should not form the basis for any investment decision. An investment with Mallon is speculative and entails substantial risks. Nothing on this Site constitutes investment advice with respect to securities. Any investment is subject to various risks; such risks should be carefully considered by prospective investors before they make any investment decision. Each prospective investor should consult its own advisors as to legal, tax, accounting, regulatory, and related matters before investing in a strategy.

Certain information provided herein contains or reflects simplified presentations of complex processes, many of which may still be in the process of development. As a result, Mallon's actual processes may differ materially from what is stated herein.

Nothing contained on this Site constitutes or should be construed as legal, tax, or investment advice, nor does it establish an advisory or fiduciary relationship between Mallon and any recipient.

Forward-Looking Statements

This Site may contain forward-looking statements based on experience and expectations about these types of investments. For example, such statements are sometimes indicated by words such as "expects," "believes," "seeks," "may," "intends," "attempts," "will," "should," and similar expressions. Those forward-looking statements are not guarantees of future performance and are subject to many risks, uncertainties, and assumptions that are difficult to predict. Therefore, actual returns could be much lower than those expressed or implied in any forward-looking statements as a result of various factors. Mallon has no obligation to revise or update this Site or any forward-looking statements set forth herein.

Performance and Past Results

The information on this Site reflects general information about Mallon and its investment program. There can be no assurance that any information included herein will not change or be adjusted to reflect the environment in which Mallon operates. Historic information on performance is not indicative of future returns. Past performance is no guarantee of future results. Conclusions and opinions do not guarantee any future event or performance.

Any performance data or financial targets presented on this Site are estimated predictions of performance only, are hypothetical, are not based on actual investment results, and are not guarantees of future results. Actual results may vary significantly from any targets stated herein. Fund net target returns, where presented, are shown after assuming the deduction of all Fund expenses, management fees, and incentive fees.

Limitation of Liability

Neither Mallon nor any of its affiliates, officers, directors, members, managers, employees, or agents shall be liable for any errors or omissions in the information contained on this Site or for any loss or damage suffered by any party as a result of reliance on the information provided herein.

Accuracy and Timeliness of Information

This Site contains current market views, opinions, and expectations of Mallon based on its experience and proprietary research. Any analyses and conclusions contained on this Site are based on publicly available information and Mallon's own analysis. Unless otherwise indicated, the information contained on this Site is current as of the date of its most recent update and will not necessarily be revised to reflect information that subsequently becomes available, or circumstances existing or changes occurring after that date. No representation or warranty is made, express or implied, with respect to the fairness, correctness, accuracy, reasonableness, timeliness, or completeness of the information. Certain information has been obtained from sources outside of Mallon and, although believed to be reliable, has not been independently verified and its accuracy or completeness cannot be guaranteed.

Third-Party Content and Links

This Site may contain links to third-party websites or references to third-party content, data, or research. Such links and references are provided for convenience only and do not constitute an endorsement or approval by Mallon. We are not responsible for the accuracy, legality, or content of any third-party website or material. Access to any third-party website is at the Recipient's own risk.

Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Mallon Capital Partners or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws. No content from this Site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way without the prior written consent of Mallon, except for the Recipient's personal, non-commercial use in connection with evaluating a potential investment.

Qualified Investors

The Interests in the Funds are offered in reliance on exemptions from registration under the Securities Act of 1933, as amended, and applicable state securities laws. The Funds are offered exclusively to investors who meet the qualifications set forth in the applicable offering documents, including requirements under the Securities Act of 1933, as amended, and the Investment Company Act of 1940, as amended. Nothing on this Site should be construed as an offer to any person who does not meet such qualifications.

Governing Law

This disclaimer and the use of this Site shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflicts of law principles. Any disputes arising from or relating to the use of this Site shall be subject to the exclusive jurisdiction of the courts located in Maricopa County, Arizona.


Contact

Mallon Capital Partners

1776 N Scottsdale Rd #127 Scottsdale, AZ 85257

Kevin Mallon — kevin@malloncapital.com — (201) 665-4397