Strategies

We Start by Protecting Capital.

Several complementary strategies designed to generate consistent, risk-adjusted returns across market cycles.

Revenue-Based Finance

Flexible Capital Tied to Performance

Our revenue-based finance strategy provides growth capital to established businesses with strong, predictable revenue streams. By structuring repayment around a percentage of actual revenue, we align our returns with borrower success, creating a natural partnership dynamic that incentivizes growth while generating contractual cash flows for our investors.

Non-dilutive capital for business owners seeking to maintain equity control
Repayment structures that flex with business performance cycles
Focus on businesses with $500K–$2M in annual revenue
Typical deployment of $50K–$500K per transaction
Key Parameters
Revenue Threshold
$500K–$2M
Deployment Range
$50K-$500K
Structure
Revenue-Linked

Direct Small Business Lending

Senior Secured. Covenant-Protected.

Our direct lending strategy originates first-lien and senior secured loans to lower middle market businesses with established cash flows, tangible assets, and experienced management teams. We underwrite conservatively, structure protectively, and monitor actively.

First-lien, senior secured positioning with negotiated covenants
Established businesses with $0–$15M in EBITDA
Hold sizes of $250K–$5M per transaction
Active monitoring with early warning triggers and workout capabilities
Key Parameters
EBITDA Range
$0–$15M
Hold Size
$250K–$5M
Position
First-Lien Senior Secured

Opportunistic Specialty Credit

Dislocated Markets. Asymmetric Returns.

Our opportunistic strategy selectively targets mispriced or dislocated credit situations where structural complexity, time pressure, or market dislocation create asymmetric risk-reward profiles. This strategy is deployed tactically based on our macro and sector-level views.

Event-driven and special situation credit opportunities
Sectors experiencing temporary dislocation or structural change
Tangible and contractual collateral across a range of asset classes and capital structures
Higher return potential with enhanced structural protections
Key Parameters
Approach
Tactical
Situations
Event-Driven
Target
Asymmetric R/R
Investment Process

Five Pillars of Credit Discipline

1

Sourcing

Deal flow from a robust network of brokers, in-house origination channels, and syndication networks built over 15+ years in the specialty finance industry.

2

Underwriting

Fundamental credit and liquidity analysis evaluating deposit trends, revenue stability, business tenure, industry dynamics, and debt-service capacity.

3

Structuring

Standardized legal documentation with negotiated terms, jurisdiction selection, and cash control mechanisms to establish robust protections.

4

Monitoring

Active surveillance of bank accounts, payment reconciliation, and ongoing analysis of borrower performance. Early identification of deteriorating credits triggers immediate action.

5

Realization

Disciplined capital recycling, efficient collections, and return distribution to investors on a monthly basis.

Learn more about our investment approach.

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