The Fund

Strategic Capital Deployment

A closed-end, income-producing private debt vehicle designed to preserve capital while generating attractive, risk-adjusted current income through non-bank lending and specialty finance investments.

Fund Structure

MC Specialty Finance Opportunities Fund II, LP: institutional infrastructure with emerging manager agility.

Vehicle
Limited Partnership

Delaware-domiciled investment vehicle structured under Rule 506(c), with institutional-grade governance and reporting.

Strategy
Non-Bank Lending

Investment in shorter-duration, cash-flow-based credit assets sourced through a diversified network of non-bank originators across industries and geographies.

Target Market
Small Business Credit

Established businesses with consistent deposit activity, multiple years of operating history, and stable revenue profiles.

Security
Cash Flow-Based Structuring

Investments are structured with a focus on underlying cash flow visibility and multiple layers of protection, incorporating contractual payment mechanisms and enforceable rights designed to mitigate downside risk.

Income Focus
Quarterly Distributions

Focused on cash-generating, short-duration investments with predictable repayment profiles, supporting consistent income and ongoing capital redeployment.

GP Commitment
Aligned Capital

Significant GP investment alongside limited partners, reinforcing alignment and a long-term focus on capital preservation and performance.

Portfolio Construction

Granular diversification across hundreds of positions with strict concentration limits.

Strict

Position Limits

No single position represents a material concentration of the portfolio. Small average position sizes provide natural diversification across hundreds of individual credits.

Broad

Geographic Limits

No single state represents an outsized share of deployed capital. The portfolio is diversified across dozens of U.S. states.

Balanced

Sector Limits

No single industry dominates the portfolio. Exposure spans construction, professional services, food services, healthcare, retail, and more.

Concentration limits represent portfolio construction targets. Actual allocations may vary.

Aligned Interests

“We invest our own capital alongside our limited partners because alignment isn't a talking point. It's a foundational principle.”

Fund Terms

MC Specialty Finance Opportunities Fund II, LP

Fund Launch
August 2026
Domicile
Delaware LP (506(c) exemption)
Minimum Investment
$100,000 (subject to manager discretion)
Investment Period
36 months
Harvest Period
12 months
Distributions
Quarterly
Management Fee
2%
Performance Fee
20% with high water mark and clawback
Target Net IRR
Low-twenties (annualized)
Leverage
Up to 20% of AUM
Subscriptions
Accepted quarterly
Reporting
Quarterly NAV
Legal Counsel
Doida Crow Legal
Auditor
Richey May
Fund Administrator
HC Global Fund Services
Custodian
UMB

Learn more about our investment approach.

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